Personal Finance Class Teaches Hannibal Eighth-Graders Valuable Skills

by Site Administrator | March 8, 2024 11:02 am

HANNIBAL – While money management can be a very real challenge, the Hannibal Central School District is providing students with tools and resources to help lay a solid foundation for their financial future.

Eighth graders at Dennis M. Kenney Middle School participate in a 10-week personal finance course that teaches them basic skills when it comes to managing money and balancing a budget. The course covers various topics such as banking, earning income, budgeting, credit management, saving and self-protection.

“Students learn everything from money basics — such as calculating discounts, making change, figuring sales tax and calculating tips — to more complex things like managing risk and saving money,” said personal finance teacher Stacy Adams. “The course covers needs vs. wants, writing checks and analyzing credit.”

Adams noted that these skills are transferrable to daily life and that students are excited to learn about topics that they can utilize in the real world. Students will be able to pull from their knowledge and reflect on the skills they learned in this course as they begin to handle their personal finances.

“Having the ability to efficiently handle your finances is an essential skill that every student will have to practice in a few years when they transition into adulthood and the real-world,” Adams said. “It is truly wonderful that Hannibal students are given this valuable opportunity. On the first day, many students are unfamiliar with the concept of personal finances. However, once we begin to discuss money and other related topics, they begin to understand the relevance of this class in their lives.”

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