Ã¢â‚¬Å“Money SmartÃ¢â‚¬Â, a seven-week financial wellness program will be offered once again starting Wednesday, September 16th, and will combine the resources and expertise of Pathfinder Bank, the Oswego Public Library and SUNY Oswego to cover a host of topics to help people better manage, plan and spend their hard-earned dollars.
The curriculum will take place in the Erik and Emily Cole Community Room at the Oswego Public Library.
Oswego County Opportunities and Catholic Charities of Oswego County have also joined on again as partners to the program.
The sessions will accompany the Money Smart Computer Based Adult Education Program offered through the FDIC. The courses are free of charge to the public and participants can attend one session or all seven sessions.
Ã¢â‚¬Å“WeÃ¢â‚¬â„¢re looking forward to providing the Money Smart curriculum once again this fall,Ã¢â‚¬Â said Carol Ferlito, Oswego Public Library Director. Ã¢â‚¬Å“We hope that our community takes advantage of this wonderful educational opportunity.Ã¢â‚¬Â
Ã¢â‚¬Å“WeÃ¢â‚¬â„¢ve really tried to accommodate those attending by allowing them to choose one, two or each of the seven sessions,Ã¢â‚¬Â she added. Ã¢â‚¬Å“Some people may see a particular course that they would like to attend and are welcome to just attend that session. The curriculum structure allows for that.Ã¢â‚¬Â
The courses that will be offered at the Oswego Public Library will include the following:
Ã¢â‚¬Å“Bank On ItÃ¢â‚¬Â – An introduction to bank services. Ã¢â‚¬Å“Check It OutÃ¢â‚¬Â Ã¢â‚¬â€œ How to choose and keep a checking account. Both Wednesday, September 16th from 6-7:30 p.m.
Ã¢â‚¬Å“Borrowing BasicsÃ¢â‚¬Â – An introduction to credit. Wednesday, September 23rd from 6-7:30 p.m.
Ã¢â‚¬Å“Money MattersÃ¢â‚¬Â – Keeping track of your money. Wednesday, September 30th from 6-7:30 p.m. Ã¢â‚¬Å“Pay Yourself FirstÃ¢â‚¬Â – Why you should save. Wednesday, October 7th from 6-7:30 p.m.
Ã¢â‚¬Å“Keep It SafeÃ¢â‚¬Â – Your rights as a consumer. Wednesday, October 14th from 6-7:30 p.m.
Ã¢â‚¬Å“To Your CreditÃ¢â‚¬Â – How your credit history affects your future. Charge it RightÃ¢â‚¬Â Ã¢â‚¬â€œ How to make a credit card work for you. Both Wednesday, October 21st from 6-7:30 p.m.
Ã¢â‚¬Å“Loan To OwnÃ¢â‚¬Â Ã¢â‚¬â€œ Know what youÃ¢â‚¬â„¢re borrowing before you buy. Ã¢â‚¬Å“Your Own HomeÃ¢â‚¬Â Ã¢â‚¬â€œ What homeownership is all aboutÃ¢â‚¬Â. Both Wednesday October 28th from 6-7:30 p.m.
Ã¢â‚¬Å“This program is designed to give you the basic knowledge necessary to put you on a path to financial wellness,Ã¢â‚¬Â said Thomas W. Schneider, president and CEO of Pathfinder Bank. Ã¢â‚¬Å“You have to know how to save, how to use credit, how to keep track of your money and what many of the basic terms in the world of finance mean.Ã¢â‚¬Â
Ã¢â‚¬Å“Money Smart provides just that and more, to our students attending the courses.Ã¢â‚¬Â
With more and more college students paying for cell phone bills, car maintenance and credit cards, financial literacy is a skill set that can be taught early on.
Ã¢â‚¬Å“This program is a great example of collaboration between SUNY Oswego,
the Oswego Public Library, Pathfinder Bank, and now Oswego County Opportunities and Catholic Charities,Ã¢â‚¬Â said Richard Skolnik, Dean, School of Business at SUNY Oswego. Ã¢â‚¬Å“We greatly appreciate everyoneÃ¢â‚¬â„¢s efforts and participation in making the program such an ongoing success.Ã¢â‚¬Â
All programs will be taught by experts in their respective fields from Pathfinder Bank, the Oswego Public Library and SUNY Oswego. The program is free to the public. For more information please call Pathfinder Bank at (315) 343-0057, extension 8014, Oswego County Opportunities (315) 598-6664, extension 262, and/or Catholic Charities (315) 598-3980, extension 252. Registration is encouraged. Class sizes are limited.