*UPDATED INFORMATION*
OSWEGO COUNTY – State Police have released a photo of the device that was used at the Walmart store in Granby. As you can see in the photo, the device looks identical to the card reader at the register. The skimming device even has the same logo at the top of the device.
What Happens If a Credit Card Is Skimmed?
Thieves will use stolen card information in a few different ways: a thief can make their own fake credit cards, make fraudulent purchases online or sell the stolen information on the internet. Luckily fraudulent charges on a credit card are easier to dispute than charges made using debit card information. Many credit cards have a zero liability policy, which means in case of fraud, the cardholder has no responsibility to pay back those funds to the issuer. A credit in the fraudulent amount will often be deposited back into the cardholder’s account and reflected on monthly statements.
When making purchases at a gas station, opt to use a credit card instead of a debit card to take advantage of this extra protection. Another option is to pay for gas inside with the cashier, where the Point Of Sale system is less likely to have been tampered with.
Regularly monitor credit card activity by actively checking bank statements or (even better) by accessing the account online. Report suspicious activity as soon as possible by calling the number on the back of the card. Some credit cards have proactive alerts that will notify the cardholder if a potentially fraudulent charge is made. Often the next step is to receive a new credit card with a new card number by mail.
OSWEGO COUNTY – The New York State Police in Fulton is investigating an incident involving the placement of a device commonly referred to as a credit card skimmer at a manned checkout, at the Walmart located at 1818 County Route 3 in the Town of Granby (Fulton).
The device was placed on July 2, 2023, and identified and recovered by Walmart staff on July 5, 2023.
Anyone with disputed charges should contact the New York State Police, Fulton barracks 315-598-2112.
Skimming:
Skimming occurs when devices illegally installed on ATMs, point-of-sale (POS) terminals, or fuel pumps capture data or record cardholders’ PINs. Criminals use the data to create fake debit or credit cards and steal from victims’ accounts. It is estimated that skimming costs financial institutions and consumers more than $1 billion each year.
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