October 29, 2026

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Ask Fitz

Medicare Penalties – What You Need to Do

May 26, 2021 Fitzgibbons
When it comes time to enroll in Medicare, it is crucial to understand that if you do not enroll during your Initial Enrollment Period, you could incur financial penalties that you may have to pay […]

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Financial Assistance with Prescription Drug Costs – EPIC and Extra Help

May 12, 2021 Fitzgibbons
If you need a prescription drug but can’t afford it because of the cost, there are several ways you can get help. • Enroll in a Part D plan that offers additional coverage in the […]

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Chronic Care Special Needs Plans – CSNP

April 28, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Dual Eligible Special Needs Plans – DSNP – Medicare, and Medicaid

April 14, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Retirement – How to Apply for Medicare  

April 1, 2021 Fitzgibbons
When it comes to applying for Medicare, what you have to do will depend on your individual situation. Suppose you already receive Social Security or Railroad Retirement benefits (or will get them at least 4 […]

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Working Beyond Age 65? Medicare Advantage vs. Employer Coverage

March 18, 2021 Fitzgibbons
Suppose you retire at 65 and are not already receiving Social Security or Railroad Retirement benefits. In that case, you will need to sign up for Medicare Pars A and B during your 7-month Initial […]

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Medicare Special Enrollment Periods (SEPs) During the Year – Qualifying Events

March 3, 2021 Fitzgibbons
Suppose you are enrolled in Medicare Advantage or Medicare Part-D. In that case, you may qualify for a Special Enrollment Period (SEP) when certain events happen that require a change in Medicare coverage. There was […]

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Veteran Medicare Advantage Plans – VA/TriCare Coordination

February 18, 2021 Fitzgibbons
Suppose you have medical and drug coverage through the VA/TriCare, there are some situations when it may still be beneficial to enroll in a Medicare Advantage or Part D plan as well. Let’s start by […]

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Medicare Advantage Open Enrollment: January 1st – March 31st

February 4, 2021 Fitzgibbons
Many seniors are not aware of the Medicare Advantage Open Enrollment Period (OEP) that runs every year from January 1st – March 31st.   This enrollment period is specifically for anyone who is already enrolled in […]

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News

  • State Police Investigate Fatal Motorcycle Crash In Hannibal

    October 29, 2026
    On October 27, 2026, at approximately 5:18 p.m., New York State Police responded to a fatal motorcycle crash on Brackett Road in the town of Hannibal. The preliminary investigation indicates that a 2007 Kawasaki motorcycle, [...]
  • Fulton Council’s Oct. 30 Agenda Lists 16 Budget Amendments, Fuel Bids

    October 28, 2026
    Fulton’s special council meeting Oct. 30 includes 16 proposed 2027 budget amendments and fuel-bid authorization. No public comment periods are listed on the final agenda. […] Share this: Email a link to a friend (Opens [...]
  • Oswego County Urges Continued Protection Against Ticks and Mosquitoes This Fall

    October 29, 2026
    Oswego County health officials remind residents and visitors to use protective clothing, repellents and tick checks during fall outdoor activities. […] Share this: Email a link to a friend (Opens in new window) Email Like [...]
  • State Police Investigate Fatal Motorcycle Crash In Hannibal

    October 29, 2026
    On October 27, 2026, at approximately 5:18 p.m., New York State Police responded to a fatal motorcycle crash on Brackett Road in the town of Hannibal. The preliminary investigation indicates that a 2007 Kawasaki motorcycle, [...]
  • DEC Opens Lower Salmon River Fly Fishing Area in Altmar

    October 29, 2026
    DEC announced Oct. 28 that the lower Salmon River fly fishing section in Altmar is open following completion of the hatchery’s annual egg take. […] Share this: Email a link to a friend (Opens in [...]
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