April 27, 2026

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Ask Fitz

Medicare Penalties – What You Need to Do

May 26, 2021 Fitzgibbons
When it comes time to enroll in Medicare, it is crucial to understand that if you do not enroll during your Initial Enrollment Period, you could incur financial penalties that you may have to pay […]

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Financial Assistance with Prescription Drug Costs – EPIC and Extra Help

May 12, 2021 Fitzgibbons
If you need a prescription drug but can’t afford it because of the cost, there are several ways you can get help. • Enroll in a Part D plan that offers additional coverage in the […]

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Chronic Care Special Needs Plans – CSNP

April 28, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Dual Eligible Special Needs Plans – DSNP – Medicare, and Medicaid

April 14, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Retirement – How to Apply for Medicare  

April 1, 2021 Fitzgibbons
When it comes to applying for Medicare, what you have to do will depend on your individual situation. Suppose you already receive Social Security or Railroad Retirement benefits (or will get them at least 4 […]

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Working Beyond Age 65? Medicare Advantage vs. Employer Coverage

March 18, 2021 Fitzgibbons
Suppose you retire at 65 and are not already receiving Social Security or Railroad Retirement benefits. In that case, you will need to sign up for Medicare Pars A and B during your 7-month Initial […]

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Medicare Special Enrollment Periods (SEPs) During the Year – Qualifying Events

March 3, 2021 Fitzgibbons
Suppose you are enrolled in Medicare Advantage or Medicare Part-D. In that case, you may qualify for a Special Enrollment Period (SEP) when certain events happen that require a change in Medicare coverage. There was […]

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Veteran Medicare Advantage Plans – VA/TriCare Coordination

February 18, 2021 Fitzgibbons
Suppose you have medical and drug coverage through the VA/TriCare, there are some situations when it may still be beneficial to enroll in a Medicare Advantage or Part D plan as well. Let’s start by […]

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Medicare Advantage Open Enrollment: January 1st – March 31st

February 4, 2021 Fitzgibbons
Many seniors are not aware of the Medicare Advantage Open Enrollment Period (OEP) that runs every year from January 1st – March 31st.   This enrollment period is specifically for anyone who is already enrolled in […]

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News

  • Man in Custody for Child Sex Abuse and Mexico Animal Abuse Complaint

    April 27, 2026
    OSWEGO COUNTY – Connie Sok, 55, who was arrested on Friday, April 24th, 2026, was arraigned in Oswego County CAP Court that night and released.  She was charged with 44 counts of Overdriving, Torturing and [...]
  • New York State Police Investigate Assault on Troopers in Oswego County

    April 27, 2026
    OSWEGO COUNTY – The New York State Police have arrested a Sandy Creek man following a violent domestic incident that resulted in serious injuries to multiple members of the State Police. On April 26, 2026, [...]
  • Arrest Made In Tudo Road Animal Abuse Complaint

    April 24, 2026
    Connie Sok, 55, is in custody regarding last Friday’s animal abuse complaint at Tudo Road in Mexico.  Connie was arrested at her residence on Tudo Road this afternoon and has been charged with 44 counts [...]
  • Man in Custody for Child Sex Abuse and Mexico Animal Abuse Complaint

    April 27, 2026
    OSWEGO COUNTY – Connie Sok, 55, who was arrested on Friday, April 24th, 2026, was arraigned in Oswego County CAP Court that night and released.  She was charged with 44 counts of Overdriving, Torturing and [...]
  • New York State Police Investigate Assault on Troopers in Oswego County

    April 27, 2026
    OSWEGO COUNTY – The New York State Police have arrested a Sandy Creek man following a violent domestic incident that resulted in serious injuries to multiple members of the State Police. On April 26, 2026, [...]
  • Arrest Made In Tudo Road Animal Abuse Complaint

    April 24, 2026
    Connie Sok, 55, is in custody regarding last Friday’s animal abuse complaint at Tudo Road in Mexico.  Connie was arrested at her residence on Tudo Road this afternoon and has been charged with 44 counts [...]

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