July 8, 2025

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Ask Fitz

Ask Fitz: What Am I Looking At When Reviewing My Auto Insurance?

August 3, 2021 Fitzgibbons
Whether filing your taxes, setting New Year’s resolutions or planning a vacation, there are certain tasks we complete every year. Reviewing an auto insurance policy is probably not on the top of your annual to […]

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Ask Fitz: The ‘Driving’ Factors of Auto Insurance

July 9, 2021 Fitzgibbons
More frequent and severe accidents are generally the root cause of auto insurance premiums to rise. Nevertheless, these increases draw attention to the auto insurance world as regulators and other industry groups work to find […]

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Ask Fitz: Three Questions Answered on Boat Insurance

June 21, 2021 Site Administrator
Summer means different things to different people. For many though, spending days on the water is what summer is all about. Over 140 million people participate in boating activities each year in the US. Therefore, […]

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Ask Fitz: Vacation Homes – Insurance Factors to Consider

June 7, 2021 Fitzgibbons
There are more than 3.6 million vacation homes and condominiums in the U.S. used on a seasonal basis, according to data from the U.S. Census Bureau. These homes, just like a primary residence, need insurance […]

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Medicare Penalties – What You Need to Do

May 26, 2021 Fitzgibbons
When it comes time to enroll in Medicare, it is crucial to understand that if you do not enroll during your Initial Enrollment Period, you could incur financial penalties that you may have to pay […]

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Financial Assistance with Prescription Drug Costs – EPIC and Extra Help

May 12, 2021 Fitzgibbons
If you need a prescription drug but can’t afford it because of the cost, there are several ways you can get help. • Enroll in a Part D plan that offers additional coverage in the […]

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Chronic Care Special Needs Plans – CSNP

April 28, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Dual Eligible Special Needs Plans – DSNP – Medicare, and Medicaid

April 14, 2021 Fitzgibbons
There are special types of Medicare Advantage Plans that are designed for those with specific needs or if they meet certain criteria. These plans are called Special Needs Plans or SNP’s. One of those kinds […]

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Retirement – How to Apply for Medicare  

April 1, 2021 Fitzgibbons
When it comes to applying for Medicare, what you have to do will depend on your individual situation. Suppose you already receive Social Security or Railroad Retirement benefits (or will get them at least 4 […]

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Working Beyond Age 65? Medicare Advantage vs. Employer Coverage

March 18, 2021 Fitzgibbons
Suppose you retire at 65 and are not already receiving Social Security or Railroad Retirement benefits. In that case, you will need to sign up for Medicare Pars A and B during your 7-month Initial […]

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News

  • Mayor and Common Council Revive Oswego Time Capsule

    July 8, 2025
    A new fixture has been added to Oswego’s City Hall. The city commissioned a concrete monument from Oswego’s Department of Public Works. The capsule was sealed within the monument, which will remain sealed until 2048. [...]
  • Scriba Fatal Motor Vehicle Accident Lakeview Road 

    July 5, 2025
    OSWEGO COUNTY – On July 4th, 2025, at around 6:26 PM, members of the Oswego County Sheriff’s Office responded to a one-vehicle motor vehicle accident on Lakeview Road in the Town of Scriba. Preliminary investigation [...]
  •  Multiple Residents Displaced After Apartment Fire in the City of Oswego 

    July 5, 2025
    OSWEGO – An early morning fire in the City of Oswego resulted in 9 residents being displaced from their home. Firefighters were dispatched at 1:11am to a report of a fire at 179 E. 7th [...]
  • Scriba Fatal Motor Vehicle Accident Lakeview Road 

    July 5, 2025
    OSWEGO COUNTY – On July 4th, 2025, at around 6:26 PM, members of the Oswego County Sheriff’s Office responded to a one-vehicle motor vehicle accident on Lakeview Road in the Town of Scriba. Preliminary investigation [...]
  • State Police Recognize Oswego County Man for Life Saving Rescue

    July 1, 2025
    OSWEGO COUNTY – On June 30, 2025, State Police Lieutenant Scott T. Kedenburg, presented a certificate of appreciation award to an Oswego County man who State Police credit with saving the life of another individual. [...]
  • Father Ray Kelly, Singing Priest From Ireland, To Perform Benefit Concert Aug. 24 At Holy Trinity, Fulton

    July 1, 2025
    Father Ray Kelly, an internationally famous singing Irish Catholic priest, will perform a benefit concert at 2:00 p.m., Sunday, Aug. 24, at Holy Trinity Catholic Church, 309 Buffalo St., Fulton. The Fulton concert is in [...]

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